The Top Three Best Ways to Invest Money By Perry Webbing Platinum Quality Author

Investing money doesn't have to be a big stressful risk-induced venture. In fact, investing your money is probably one of the smartest things you can do. You are securing your financial future and ensuring that you are covered in case something happens.

Read on to discover the three best ways to invest your hard earned money.

First and foremost, look into the bank. Banks offer different interest rates for the amount of money you invest. Interest can build up annually or monthly and can be simple or compounded. The interest rates can be anywhere from 2 per cent to 5 per cent. Banks are safe, reliable and dependant when it comes to investing your money.

Another place to look for investing options is bonds or certificate of deposits. Banks and private institutions offer bonds and certificates of deposits. The longer you keep your bonds and certificates with the bank, the more money to stand to make on interest. Interest rates are usually around 7 - 9 per cent for four years.

Finally, for the adventurous type, look into stocks for your investing needs. The stock market is a way to invest your money on a company by buying shares in that company. Buy and sell shares according to how the company is doing. The stock market can return 10-12 per cent per year.

Just keep in mind that the stock market is not the safest method, especially when it crashes. It's really up to you to decide when, where and how you want to invest your extra money.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

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My New Investing Strategy By Jared Evans

I have been an investor for quite some time now, and I have been in the investing business on a professional level for a few years. The years that I spent investing on my own, I gained very little actual insight into investing - it was kind of like tunnel vision. Once I started as a stockbroker I began speaking to many clients on a daily basis, and I got to know them and their investing strategy. I feel like in the past few years working professionally as a stockbroker, I have gained more experience than I would have ever gained as a personal investor. So, I would like to share with you my experiences in trading stocks, and in particular my current investing strategy.

After swinging too many times for the home run I have decided to change my investing strategy. I used to just throw money around like it was a game - just swinging away for the fences. There is a lot of money that can be made by buying out of the money options close to expiration, but the odds are definitely not in your favor.

My new investing strategy is buy writes. The odds off profiting from selling calls are on your side. And this market is perfect for selling calls against a stock you own. It's like free money that you can use to buy more stock and also lower your cost basis. It is a strategy

Investing Tips for Beginners By Robert Thatcher Platinum Quality Author

Investing can be confusing, especially for the beginner. Getting some basic tips can help a beginning investor to make informed choices that fit their needs. Each person has a different goal when investing and that plays a big impact on how you invest. The following list explains some things beginners should know before investing.

1. Understand that there are no set rules for investing. There are no guarantees and no perfect way to invest.

2. Make informed choices. Before investing in any way you should completely understand how your investment will work and all of the details of the transaction.

3. Make a simple plan to determine your goals and needs. This will help you to determine what investments to make and how much money to invest.

These three tips are great for general investing, but many people are looking to invest in the fast paced world of the stock market. The above tips are a good beginning, but the following tips will further help those interested in investing in stocks.

1. Look at the value of the stock instead of the price. Low cost stocks may be low for a reason. Look at the whole picture. See why the price is low and if there is a possibility it may rise.

2. Check the companies return on net worth. This is the profit after taxes divided by the net worth. It is important to see a trend of growing return on net worth.

3. Spread out your risk. You should not put all your money in high risk stocks. Try some lower risks and some higher risks. This is the best way to protect your money.

4. Understand the basics of stock prices. Prices move up or down depending on future projections.

These four tips can help a beginning investor start investing in the stock market.

No matter what type of investment you are looking into, knowledge will be the key to success. These short tip lists are just the beginning to understanding investing and how to maximize your return. Keep learning and trying.

Robert Thatcher is a freelance author based in Cupertino, California. He publishes articles and reports in various ezines and contributes on a regular basis to FreeNetPublishing.com.

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Investing in Equestrian? By Pearl Deloria

The majority of us regular Joes wish we had more money, but it seems the only way to make more money, is to actually have money in the first place, i.e. to invest.

This is not strictly true. There are many ways of investing small amounts of money, some of them you would not necessarily class as “investing” but investing by definition means - laying out money or capital in an enterprise with the expectation of profit.

Now take betting on a horse for example, I’m sure your significant other isn’t going to buy into it when you tell them that you are investing, but by definition, you are. Every investment has an element of risk to it, betting on a horse of course, has a little more!

The other kinds of investing “Alternative Investments” are usually the area of collectors and hobbyists, but these can also generate a decent return on your money. This includes everything from art, antique furniture and wine to vintage cars, stamps and toys.

When it comes to wine, there is a convincing argument that as an investment, it produces returns comparable to equities and the cost of fine wines will keep on rising.

There are many other avenues to pursue when you are not wealthy enough already to invest your money into property and real estate. Taking a look in your attic to see what delights you may find could be a start.

The internet holds lots of information in regards to ideas for investing, there are bonds to consider, stocks and shares, gold or silver, even currency! Investing need not be for the privileged people, even us, the average Joes can start investing somewhere along the spectrum. Remember you have to start somewhere, and take your first little steps, but always think BIG.

Pearl Deloria is a proud contributing author. Find more articles here. For more info visit Finance or Investments

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Why You Should Invest By Andrew Walker

Investing has become increasingly important over the years, as the future of social security benefits becomes unknown.

People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future.

You may have been saving money in a low interest savings account over the years. Now, you want to see that money grow at a faster pace. Perhaps you’ve inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the answer.

Investing is also a way of attaining the things that you want, such as a new home, a college education for your children, or expensive ‘toys.’ Of course, your financial goals will determine what type of investing you do.

If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time.

The overall purpose in investing is to create wealth and security, over a period of time. It is important to remember that you will not always be able to earn an income… you will eventually want to retire.

You also cannot count on the social security system to do what you expect it to do. As we have seen with Enron, you also cannot necessarily depend on your company’s retirement plan either. So, again, investing is the key to insuring your own financial future, but you must make smart investments!

Andrew Walker has written online articles for websites such as Cash Advance Guide and Debt Consolidation Guide, etc.

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Basics To Start Profiting From Your Investing By Mahmoud Awara

If you are looking for essential method to secure your finances, and to assure financial stability for you and your family. Investing is essential to making money. You don't have to be wealthy to be an investor. Investing even a small amount can produce considerable rewards over the long term, especially if you do it regularly.
Whether it be stock investing, investing online, real estate investing, finance investing, investing in bonds, investing in mutual funds.

You should consider the following about the basic rules of successful investing:

Manage your investments yourself. You really shouldn't let a stockbroker or financial advisor do it for you. As with most things in your life, you really know what you want and need, not your investment guy.

You must always bear in mind the various implications to your future tax payments when investing but never let minimising the tax be the one and only or sole objective. Always try and follow a sensible rule of thinking in terms of reducing your tax returns so long as the investment is sound for other reasons as well.

Be strict with yourself that you'll cut your losses as soon as they appear from any bad investments and likewise, cash-in when you've made a reasonable profit - certainly to the point of securing your initial outlay in those rare cases with investments that climb massively.

It is necessary to have some money sitting intact and safely in an account to deal with emergencies. It should be possible to access this money instantly or on very short notice. This is the 'emergency' fund, and it will be a bad practice to put it in a unit trust or share, which can lead to fluctuations in the value of the underlying amount.

When you invest, you are increasing your income and building the value of your assets. These basics aren't everything you need to know - but they are certainly some of the most important cornerstones from which you should be able to build up a very successful and secure investing

M.Awara, onlineweblibrary.com

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Invest $5,000 Dollars - Join an Investing Club By Perry Webbing Platinum Quality Author

So you have saved and saved and you are looking for a way to invest $5,000 so that you can make it grow faster. One great way you can do that is join an investing club in your community. There may be a membership fee required, but that membership fee is mostly used for investing.

Investing clubs can be a lot of fun for a lot of reasons. First of all, you make friends. Second, you can make sound investments. The entire group joins in on these very lucrative investments.

As for how the shares are issued, it has a lot to do with how long someone has been a member of the club. It's when you leave the club that you cash in your shares, which can make for a big payday for you.

The meetings focus on investing decisions and there are various presentations based on the various topics. So if you are new at the investing game, this is a great way for you to learn many of the tricks of the trade. You can learn so much that you can invest outside of the investing club and do it on your own.

It is hard to do it on your own when you are new, so you may want to consider this option. If you don't, then you will definitely have to do a lot of learning on your own. But know that you do have this to think about in case you are wondering what you need to do with that $5,000 that you have.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you. Click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the easy corporate money program.

Quickest-way-to-make-money-on-earth.com

Article Source: http://EzineArticles.com/?expert=Perry_Webbing

Investing - Emergency Funds By Chad Surges Platinum Quality Author

So you have decided to start investing and want to learn how to trade stocks. While that ambition to learn about investing is great it may not be very wise. Many people decide to enter the stock market without having an emergency fund in place. They simply do not understand that investing in stocks can be very risky especially for a beginner. Before you invest in anything you need to make sure you and your family are protected from any kind of emergency such as the loss of a job or illness.

Many believe that you need to have at least 3 months worth of living expenses in a safe easy to access account. However, I personally believe you need to have at least 6 months of savings set aside for emergencies. You should never invest money you can not afford to lose; otherwise, you are gambling with your well-being.

Now even though you should not use an emergency fund in risky investments such as stocks; you can still receive a decent return by using a simple high yield online savings account. These accounts will earn you anywhere from 4%-5% APY which is very good for a safe and simple FDIC insured savings account.

So while you may be eager to start investing with the hopes and dreams of hitting it big in the stock market; just remember a wise investor does not gamble with money they can not afford to lose.

For more information visit: www.lucky-dog-investing.com/emergency-fund.html and www.lucky-dog-investing.com/high-interest-investing.html

Chad Surges has a Bachelor's Degree in Business. He invites you to visit his website: Lucky Dog Investing Article Source: http://EzineArticles.com/?expert=Chad_Surges

The Difference Between Investing and Trading By Rob Hall

Investing and Trading are not the same thing. The returns you seek, the length of time it takes to achieve those returns, the amount of risk one is prepared to take, and the commitment one can make to monitor the investments dictate the strategy of whether to invest or trade.

Investing

Investing is holding an asset for a longer term, expecting it to increase in value. The most common example is investing in equity mutual funds through a retirement plan. Many of these funds are held for years and are expected to show a substantial
appreciation over the long term.

You can also invest in individual stocks and hold them for 6 to 18 months or longer, sometimes much longer. This is referred to as the "buy and hold" strategy.

Real estate would be another example of investing, unless the property is purchased for quick flipping.

Jewelry, art, stamps, and collectibles are still other examples of investing where they are kept for a long time in the hope their value appreciates.

Trading

Trading is also investing but the time frame for a return on that investment is a much shorter period, usually a matter of a few days or weeks.

The most obvious example would be day trading where a trader is in and out of a market the same day.

Still other trading takes place over a period from a few days to a few weeks.

Most trading takes place with individual stocks and commodities, with commodity markets being the most predominant vehicle.

Rob Hall is a successful futures trader, President & CEO of his own investment firm,and international author. His books on learning to trade futures markets are distributed through Sumas International Sales Ltd. View them at http://www.futuresopps.com/Comm.htm

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Big Investing Mistakes To Avoid By Pauline Go Platinum Quality Author

As a newcomer to investing, it is quite possible that you will make investing mistakes. However, big mistakes can cost you a bundle. Therefore, it is a must that you avoid investing mistakes in order to be a successful investor.

Many investors make the mistake of not investing when the time is right, or else they will put off investing until it is too late. In order to make money through investing, you have to grab the opportunities that come your way. After all, you have to make your money do the work for you!

However, the biggest investing mistake that many investors do is investing before they are financially ready. To be a successful investor, you should have the funds available. Do not opt for investing if you have debts. First clear up all your debts like credit cards, high interest loans. Then make sure you have sufficient money leftover to take of expenses for the next 3 to 4 months. After that the balance you have can be used for investing.

If you think that you will need money in a short period of time, it is best to opt for short term investment. If you not an aggressive investors, then you should opt for safe investments like CDs or bonds. However, to derive maximum advantage from investing, you have to learn to spread or stagger your investments. This way you will get the best returns on your money.

You have to learn to select your investments carefully so that your money can grow. It is imperative not to panic if any of your investments drop by a few dollars. If the investment you have selected is stable, the rate will definitely go up. This is how capital market moves; sometimes it is up and sometime it is down.

If you avoid investing mistakes that are commonly made, you will definitely set up a retirement fund that will be able to provide you with a comfortable life.

About Author: Pauline Go is an online leading expert in finance industry. She also offers top quality finance tips like : Bond Broker Phone Number And Address Directory, What is Bond Convexity, How To Invest In Stocks Article Source: http://EzineArticles.com/?expert=Pauline_Go

When To Start Investing? By Bryan Locke

The age old question-When is it right for me to start investing my money? The answer can be broad and subjective. However, the main answer is that investing in stocks is always a good thing to do.

First of all, lets take a look at a person with debt. A person with debt wants to look at their total interest percentage. For example, if my credit card debt had an 11% interest rate attached to it, I probably wouldn't want to begin investing in stocks. Unless I earned over 11% in the stock market, I would be losing money to my previous debts. It is important to take a careful look at the percentages and assess your own stock investing ability. Perhaps you are confident that you'll make over 11% in the stock market, then maybe try one month of investing to see how it goes.

Another situation may arise when your young. This could arguably be the best time to start investing! When you are young, the growth of your investment practically multiplies. Its just like getting a head start during a race! However, even if you have waited into the later parts of life and still haven't began investing, it is never too late for a little investing and stock talk.

In conclusion, its very important to assess your current situation. If you feel like you are financially stable enough and mentally ready to begin investing, then grasp the moment and begin! There are many resources out there, one of which I have included for my readers. Best of luck to you all with your investing careers!

http://www.stock-talk.net Article Source: http://EzineArticles.com/?expert=Bryan_Locke

How Foreclosure Investing Works By Dan Standeven

Are you interested in how foreclosure investing works? Have you heard that this is a great way to make money? There are many people all over the world who have made a lot of money with foreclosure investing. If you want to be next, the first thing that you need to do is learn how foreclosure investing works.

The first step to successful foreclosure investing is preparation. You need to know what you are getting yourself into, and also have a good idea as to whether or not you are cut out for this type of investing. The best way to learn about foreclosure investing is to go online and read as much as you can. Additionally, if you can find a mentor who has experience in foreclosure investing, take advantage of their knowledge. You can also join a Real Estate investment club, these clubs provide information about all types of investing, even foreclosures.

The actual process of foreclosure investing is not difficult to understand. Basically, you purchase a foreclosure from the bank. At this point your main goal will be to save as much money as you can. The cheaper you buy a foreclosure the more money you can make. But be careful, you should not buy a property just because it is cheap.

Once you have purchased a foreclosure the next step is to fix up the house. Some foreclosures need a lot of work, and others could use just a little. But no matter what you decide on, you need to make sure that you tackle these issues right away. When you fix up a foreclosure you will have a much better chance of selling it.

The final step in foreclosure investing is selling the home for profit. For instance, if you bought the foreclosure for $50,000 and renovated for $10,000, anything more than $60,000 would be profit for you!

As you can see, foreclosure investing is not something that is impossible to get into. But to be a success you need to know how every step of the foreclosure investing process works.

http://www.realestateeditorial.com Article Source: http://EzineArticles.com/?expert=Dan_Standeven

Investing Pointers for Neophyte Investors By Tim Gorman Platinum Quality Author

If you know next to nothing, how do you go about the business of investing? The first thing you need to know about investing is, how much do you really know? If its’ not much, then you will need to read extensively to educate yourself.

To become well-informed, you should read up on the basics. find out what a stock, a bond or a mutual fund is, and what the differences are between these three financial products and it’s variables. Read books on financing and investing.
Talk to savvy investors, watch video and live presentations. Once you understand the differences and the risks entailed investing in each particular vehicle, then you can move forward with confidence.

Now you can go to the second phase of learning about investing. Gain some experience, by investing in small stocks, and learn both from your mistakes and successes. However, find out first what kind of investor you are. Here are some pointers to help you get to the answers.

In going about your business of investing, have a game plan and set definite goals. The answers to these questions will be valuable guideposts for you in your venture into investing your funds.

• What is your timetable for investing?

• What sectors of industries are you interested in investing in?

• What is the amount of funds you can safely use in investing in order to reach your goals?

• Have you considered your short term financial needs or goals?

• Do you plan to live off these investments in your retirement years?

Determine your investing style. Are you a risk taker? Or do you like steady gains? Consider this thought, will you be able to sleep soundly at night, knowing your investment is decreasing and will take a long period of time before it increases? Or you prefer to hand your funds over to a funds manager? Do you like minimal risks in investing your funds? Consider the kind of risk taker you are, for this will help you pick the financial vehicles for investing in.

What is the length of time you want to spend on investing in stocks? Is it just 15 minutes daily? Or do you find consider it the height of entertainment to spend 7 to 14 hours a week, looking over financial statements and debating the merits of these stocks.

Carefully consider the answers to these questions. If you know what kind of investor you are, you can play to your strengths, and minimize the risks on the funds you are investing with.

Timothy Gorman is a successful Webmaster and publisher of Debt-Relief-Solutions.com. He provides more debt relief, consolidation and financial planning advice that you can research in your pajamas on his website.

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